Common Misconceptions About Annuities
Annuities are often discussed in extremes online and in the media.
Some people believe all annuities are bad. Others believe annuities solve every retirement problem.
In reality, annuities are financial tools that may or may not fit depending on goals, timelines, and broader financial circumstances.
Not all annuities have the same fees, liquidity structures, or growth characteristics.
Education and thoughtful guidance can help consumers better understand both the benefits and limitations of annuity products.